Our Clients

 Banking & Financial Services

Sampath Softwareis a Comprehensive, end-to-end, domain-led business process solutions that enable Banking and Financial Services institutions to focus on their core financial services competencies,reliable and secure systems that address market changes quickly, develop profitable customer relationships and secure new opportunities to stay ahead of competition, it is a partner that gets you results: optimized investments, enhanced operational efficiencies, minimized risk and sustained cost leadership.Comprehensive, end-to-end, domain-led business process solutions that enable Banking and Financial Services institutions to focus on their core financial services competencies

Financial Accounting System

Micro Finance Banking Solution is fully integrated with all the modules of the system, allowing executives to post transactions, define processing options, perform inquiries and assign interface accounts when and where necessary.

Balance tracking:

MFBS allows defining all standard types of general ledger accounts for tracing various accounting balances.

User Defined chart of Accounts:

MFBS enables the micro finance institutions to define the structure of its chart of Accounts ? the levels of organization within the institution, the grouping of cost centers, the list of ledger accounts and so on.The income and expense, trail balance, balance sheet and other financial statements formats, budget groups are user defined and charges and fees associated with products may also be customized.

Management Information System (MIS)

The Management Information System (MIS) is designed to provide bank decision-makers with the rich, timely information they require to ensure that their banks remain profitable and competitive.The MIS interface is designed to be genuinely easy to use by non-technical personnel, and does not require extensive knowledge of the core system. Easy navigation is possible through friendly windows GUI.MIS provides the user option to view either actual or average balances. Graphical charts and comparative statements are appropriately used to make reporting more effective.MFBS enables the user to define custom ratios, rates & yields. It is possible to view key performance ratios on a daily/ Monthly basis, do their trend analysis and evaluate the financial health of the institution.

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Our Reporting wizard comes with standard reports which enable Micro Financial Institutions to generate relevant reports for management and regulators use. The Financial and M.I.S reports have been customized to suit our client needs as well as the standards specified by CGAP.It is possible to setup and configure various report types as well as export these reports to various formats. It is possible to view reports on screen or print directly. The following are the reporting tools used depending upon the client?s specifications,

  1. The excellence of Microsoft?s Data Reports.
  2. The flexibility in Crystal Reports. (Only Crystal Reports are used in new version of Software)

Micro Financial Banking Solution (MFBS) gives the flexibility to view all kinds of financial & MIS reports based on date criteria (Between any two dates range or As on a Particular date). It is possible to view reports in back dates helpful for analysis and comparative studies.

Software Implementation

With the experience gained from the problems involved in Micro Finance Institutions, Sampath Software Solutions have taken great pains to develop a methodology that is simple, yet thorough and complete. The implementation process is a carefully planned and closely monitored procedure designed to make a conversion of your institution a success.

    Working closely with the bank, we have these major goals:
  1. Accurate and complete conversion of your data files.
  2. Successful migration of your bank to our environment.
  3. Using minimum human resources and effective time management.
  4. Superior On going support.
  5. Training of your personnel to effectively utilize the power of our software.


Mandal Samakhya

IKP Project aims at organizing the rural poor into Self Help Groups, Village Organizations (VO) and Mandal Samakhyas (MS) through social mobilization and women empowerment process. The Mandal Samakhyas (MS) so formed are used as a channel for distributing government funds for rural development. So, far these Mandal Samakhyas have utilized these funds in the form of CIF Grants, Marketing, Disability, Education, Health, SGSY and NPM projects. Mandal Samakhya?s have disbursed these funds to the village organizations (VO) and down to Self Help Groups (SHG?S).

At present, Mandal Samakhya?s are maintaining Manual registers for Loan Disbursements, Loan Repayments and other financial activities for different projects which become difficult to handle when the level of operations of these Mandal Samakhya?s increased.

Therefore, an online based web application is required for Mandal Samakhya?s to have control towards the flow of funds from different sources. This application should be able to track the loans given by Mandal Samakhya?s to VO?S and down the line. Along with loan tracking, this application should have Financial Accounting System (FAS) and Management Information System (MIS) to streamline the operations at Mandal Samakhya Level. The immediate need of the hour for Mandal Samakhya?s is to have a web based online software application, which could meet its present and future requirements.

 Tribal Development Fund Project Approach

The objective of the Tribal Development Fund (TDF) is to spread the message of ?Wadi? model of tribal development. The Fund will be utilized to create the necessary framework conditions to replicate and consolidate the successful initiatives under the ?Wadi? programme in the government, semi government and non-government sectors.

TDF Project aims at economic upliftment through sustainable agriculture, social empowerment, improvement in quality of life including health and women development, in tribal predominant areas of the country through demonstration projects supported through Non Government Organizations (NGOs) / Community Based Organizations (CBO?s) / GOs. TDF Project also supports activities related to development of tribal market and marketing of products manufactured by tribal families / communities.

The TDF will be operated flexibly and funding will be done on grant / loan basis or blend of both. To inculcate good credit habits among the participants, a part of the project support may be provided as loan to Project Implementing Agency (PIA) for on lending to project beneficiaries.


India's e-commerce market was worth about $2.5 billion in 2009, it went up to $6.3 billion in 2011 and to $14 billion in 2012. About 75% of this is travel related (airline tickets, railway tickets, hotel bookings, online mobile recharge etc.). Online Retailing comprises about 12.5% ($300 Million as of 2009). India has close to 10 million online shoppers and is growing at an estimated 30% CAGR vis-?-vis a global growth rate of 8?10%. Electronics and Apparel are the biggest categories in terms of sales..

    Key drivers in Indian e-commerce are:
  • Increasing broadband Internet (growing at 20% MoM) and 3G penetration.
  • Busy lifestyles, urban traffic congestion and lack of time for offline shopping
  • Rising standards of living and a burgeoning, upwardly mobile middle class with high disposable incomes
  • Increased usage of online classified sites, with more consumer buying and selling second-hand goods
  • Lower prices compared to brick and mortar retail driven by disintermediation and reduced inventory and real estate costs
  • The evolution of ecommerce has come a full circle with marketplace models taking center stage again.
  • Availability of much wider product range (including long tail and Direct Imports) compared to what is available at brick and mortar retailers

 Digital Education

In order to use technology effectively, educators need to be trained in using technology and they need to develop a good understanding of it. Technology is used to enhance learning, therefore it is important for educators to be comfortable using it to ensure that students get the full advantages of educational technology. Teaching with technology is different from teaching in a typical classroom. Teachers must be trained in how to plan, create, and deliver instruction within a technological setting. It requires a different pedagogical approach. Teachers must find a way to assess students on what they take away from a class and meaningful, known knowledge, especially within an eLearning setting. Education will only change when our design methods, perspectives, and values change. Teachers have many roles when instruction is designed. They can be artists, architects, craftspeople, and engineers. Technology does not mean that using interactive electronic boards and LCD PowerPoint presentation is the most effective. So many more applications are available for students to be hands-on with their learning and gain deeper knowledge than they could before.